I browsed through an article the other day about a new service called Kwedit. If my reading comprehension (skimming comprehension?) worked, it's a service that works with 7-11s to offer a new kind of credit line so various online game addictions can access the cash of an increasingly younger audience (13+).
If I were a teen, being able to pay for a service without my parent intervening via credit card would probably be a nice thing, but it was interesting to note my negative emotional reaction to a new business that "gets kids hooked on credit." But even if my simplistic reaction is appropriate, credit will likely be a part of their adult lives; maybe it gives them time to sort it all out...?